Platform · Finance
Construction finance automation, on top of your ERP
The money side of the job, automated. Capture payables, run receivables, forecast cash, and control retainage and waivers, all on one view over the accounting system you already run. Buildalytic makes the timing and the paperwork right.
In short
Construction finance automation
Construction finance automation is software that runs a contractor’s back-office money workflows, accounts payable, accounts receivable and collections, cash flow forecasting, and retainage and lien-waiver tracking, on top of the existing accounting system. It reads and posts back to the ERP rather than replacing it, and it does not move money.
Four products, one ledger
Money in, money out, and the timing in between.
Each product is built for how construction actually bills and gets paid.
AP automation and invoice matching
Capture every vendor and subcontractor invoice and AIA pay application, code it to the job, match it to the commitment, gate it on lien waivers and insurance, and post it into your ERP.
02AR automation and collections
Track every pay application across every GC and owner, chase on a cadence with promise tracking, apply the cash to the invoice and job, and post it back. Get paid weeks sooner.
0313-week cash flow forecasting
A rolling 13-week forecast built from live receivables, retainage, and payables, with each receivable timed to how that GC actually pays, so funding gaps surface weeks early.
04Retainage and lien waiver tracking
Track retainage held per line and job, apply the state cap and step-downs, forecast release against the deadline, and generate the right conditional or unconditional waiver at each payment.
By role
Payment intelligence for each side of the contract.
The same finance stack, configured for the side of the ledger you sit on.
Payment intelligence for general contractors
Owner billing and subcontractor payment control: what cash is stuck, why it is stuck, and what should happen next, across every project.
02Payment intelligence for subcontractors
A collections and retainage control tower: where every pay app sits, when retainage releases, and what to chase next.
Intelligence on top of your ledger
No new ledger, one picture, priced as software.
No new ledger
Reads your source of truth, Vista, Sage 300 CRE, Foundation, or CMiC, and posts back. No double entry, no rip and replace.
Payables to cash in one picture
Payables, receivables, retainage, and the cash forecast share one view of every project, so the numbers tie out.
Priced as software
You pay per operating user, not a percent of your money. The bank and your ERP still move and hold the cash.
Why it holds up
Your ERP stays the ledger. Buildalytic does the work it does not.
Construction finance software often asks a contractor to move their books. Buildalytic does not. Your accounting system or ERP stays the ledger of record. Buildalytic sits on top and does the work the ledger does not: reading pay applications, matching commitments, tracking retainage and waivers, and driving collections.
Because the platform shares one view of every project’s payables and receivables, the cash flow forecast is built from real status, not a stale spreadsheet. Retainage held on a payable and retainage owed on a receivable are the same data, so the picture is whole.
The bank and the ERP still move and hold the money. Buildalytic gives the finance team a portfolio-level operating view and a prioritized set of actions, and makes sure the timing and the paperwork are right.
What does construction finance automation cover?
It covers the back-office money workflows: capturing and matching payables, managing receivables and collections, forecasting cash flow, and tracking retainage and lien waivers. The aim is to cut manual data entry and shorten the time between doing the work and collecting the cash for it, without replacing your accounting system.
Does Buildalytic replace my accounting system or ERP?
No. Your accounting system or ERP, such as Viewpoint Vista, Sage 300 CRE, Foundation, or CMiC, stays the ledger of record. Buildalytic layers on top to capture pay applications, match commitments, track retainage and waivers, and drive collections, then posts approved entries back. It adds intelligence, it does not replace your books.
Does Buildalytic move money?
No. The finance stack is a visibility, automation, and forecasting layer, not a bank or payment processor. It tracks payment status and forecasts cash timing from your receivables and payables. Your bank and accounting system remain the systems that actually move and hold funds.
How is it priced? Do you take a percent of our money?
It is priced as software, per operating user, not as a percentage of your receivables, payables, or payments. We deliberately do not take a cut of the money that flows through the platform. Current rates are on the pricing page.
How does the finance stack help a contractor get paid faster?
It aggregates receivables across projects and counterparties, tracks each pay application through approval, surfaces approved change orders not yet billed, chases on a cadence, and manages waivers so payment is not delayed. A prioritized queue focuses the team on the highest-value, most-collectible balances first, which pulls cash forward.
Is it built for general contractors or subcontractors?
Both. General contractors use it to process subcontractor invoices and see which sub pay apps block their owner billing. Subcontractors use it to bill and collect from the GCs above them and to run their own vendor AP. The job-cost, retainage, and waiver logic apply on either side of the ledger.
Why is one connected finance stack better than separate tools?
Because the pieces share data. Retainage held on a payable and retainage owed on a receivable are the same figure, and the cash forecast is only accurate if it reads live pay-application status. Running AP, AR, cash flow, and retainage on one view of every project means the numbers tie out instead of drifting across four systems.
How fast can we go live?
Onboarding is measured in weeks, not months. The longest step is usually connecting the ERP and onboarding subcontractors to the workflows. Because Buildalytic posts through your ERP’s own interface and does not replace your ledger, there is no migration to stand up before you see value.
See your receivables and payables in one view.
We will show portfolio aging, pay-application status, and cash timing on real data.
One full Platform plan. No standard setup fee. Start with one supported workflow.
Plan your rollout
Pricing, security reviews, procurement and rollout across your projects and regions.